Parks Home Construction

Call us to find your new home today! (903) 880-0116


At Parks Home Construction, we understand that everyone’s financing needs are unique. While some customers prefer to bring their own lender, we have several lenders linked below that have helped countless customers. Options available to you can be discussed at any pre-construction meeting. It is never too early to get your financing in place!

Traditional Financing

Traditional financing for a home mortgage involves borrowing money from a bank or a mortgage lender to purchase a home. A variety of mortgage types, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), and government-backed loans like FHA and VA loans are available to our customers. Borrowers can choose the one that best suits their financial situation and goals. There is a wide range of traditional lenders to choose from, allowing borrowers to shop around for the best terms and conditions. We encourage you to explore what our recommended lenders below can do for you.

Lease with Option to Purchase

Leasing with the option to purchase a home, often referred to as a “lease option” or “rent-to-own” agreement, is a housing arrangement where a tenant leases a property for a specific period with the option to buy the home at a predetermined price at the end of the lease term. Initially, you enter into a lease agreement with the property owner, similar to a standard rental agreement. You pay monthly rent and agree to a lease term, which can range from one to three years. The lease agreement includes an option clause that gives you the exclusive right, but not the obligation, to purchase the property at a specified price within the lease term. The purchase price of the home is set at the beginning of the lease option agreement. This is a great option to lock in a price at the beginning of the lease term, avoiding unpredictable increases in the market value. Lease options provide flexibility for tenants who may not be ready or able to purchase a home immediately. It allows you to live in the property as if it were your own while deciding whether homeownership is the right choice for you.

Financing Resources

Patty Newby

Title Branch Manager / RMLO #194741 Powered by Thrive Mortgage

2591 Dallas Parkway, Ste 210 Frisco TX 75034, Branch NMLS# 2317772

Office: 972-534-5626 (LOAN)

Crystal Poskey

Cardinal Financial

(682) 433-4352 Cell

Office address: 1560 E. Southlake Blvd., Ste. 100

South Lake, Texas 76262

First State Bank

Lynn Self – VP
Lending – MLO #504418
Phone: 903-879-8800 EXT. 1331
Fax: 903-887-3980

Lyon Financial


Phone: 877-754-5966